Restaurant Insurance

If you own a restaurant, you already understand that the proper restaurant insurance is of the utmost importance. At Grosslight, we'll work with in reviewing your current plan of protection and assess which course to take and to make sure that you have the most appropriate restaurant insurance necessary to cover your exposures to loss and to provide recovery of lost income and damaged property.

Our Restaurant Insurance Covers Every Type of Operation

• Franchises
• Fine Dining
• Family Style
• Fast Food & Take Out
• Catering & Conventions
• "Hot Trucks"

Restaurant Insurance Protection Plan

• General Liability Insurance - protects you against being sued if someone gets injured on your property, or if they get sick from eating your food.
• Liquor Liability Insurance - if you want a liquor license, you have to have this insurance. It will protect you from being sued if someone has too much to drink at your establishment and causes injury to themselves or others.
• Workers Compensation - this policy will pay for the medical costs that result from an employee injuring themselves on the job.
• Property Insurance - this policy insures your property in case of damages from fires or natural disasters.
• Employment Practices Liability (including Wage & Hour Dispute Coverage) - Defense and potential Judgment Expense for the Employer against allegations such as: Wrongful Termination, Sexual Harassment, and Discrimination in the Workplace (Age, Race, Gender, and more)

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