Condo Insurance

For owners of a condominium, the interior of your unit, your personal possessions and liability are protected by a condo insurance policy, with the exception of certain common areas of your building that are likely covered by your Association's plan.

What Does Condo Insurance Cover?

A Condo policy provides protection for damages to such property as:

• Alterations, appliances and fixtures, and improvements that are part of the building unit where you reside
• Property for which you are responsible under your condo association agreement
• Other structures such as your shed or garage
• Your personal property

Basic property coverage protects you against many causes of loss including:

• Fire, including smoke damage
• Windstorms, lightening, hail, ice, snow or sleet
• Theft, vandalism and malicious mischief

Your policy also provides the following personal liability coverage:

• Accidental bodily injury caused by you, your immediate family living in your home and even your pets
• For lawsuits filed against you seeking covered damages
• For accidental damage you cause to someone's property
• For medical bills for someone other than you or your family, who has been in an accident on your property
• For covered loss assessed by your condo association to each owner
• Coverage limit options of up to $1 million or even more

• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
• 
•