Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) is a type of liability insurance that protects a business from financial loss associated with employment related complaints filed by the employee against the employer. Typically the allegation filed is one charging racial or age discrimination, sexual harassment, wrongful termination, or non-compliance with the Americans with Disabilities Act. Additionally and by endorsement, employment practices liability insurance may provide 3rd Party Defense when legal conflicts occur between employees and third parties.

Often EPLI and Directors and Officers Liability Insurance can be combined in the same policy. Property Management firms and Owners of Income Property may also include Tenant Discrimination Liability protection in this EPLI protection.

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