Business Owners Package Policy

A business owners policy is designed to satisfy a package of insurance coverage needs for small to medium-sized business operations. Normally the business owners policy is packaged to contain Building, Business Personal Property, Business Income, and General Liability coverages. Sometimes a business owners policy will also have Auto and Property coverage, and if that sounds like something your company needs, we can work to find and add that to your package. Our agents are well-versed and knowledgeable in this type of coverage, and we can customize your policy to meet your business needs.

Partial Listing of Businesses that Qualify for a Business Owners Policy:

If your business doesn't match the types listed above, that doesn't mean that you are disqualified for this type of package. These are simply the general types of businesses typically interested in this policy. Talk to an agent today to see if you're qualified.

Why Do I Need a Business Owners Policy?

Think of this package as an assembly of all major property and liability protection in one bundled package. Often the packaged policy has achieved a premium savings overall when compared to purchasing these coverages on a monocline basis. One main characteristic of the Business Owners Policy is that the premium is not subject to final audit of gross sales, payroll, or other premium rating basis.

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